A Kids Protection Plan names who raises your kids
Legal documents that name both short-term and long-term guardians, so there is never a moment — not even an hour — when no one has clear authority to care for your children.
Estate planning for California families · Sacramento
If something happened to you, who would raise your kids?
Ursulescu Law PC helps parents of young children make sure their kids are always cared for by the people they choose — with a plan built around trusts and explained in plain English. We plan for business owners, too.
We plan using the Life & Legacy Planning process, developed by estate planning attorneys and used by firms across the country.
For parents of young children
Naming godparents is not a legal plan.
Most parents assume family would simply step in. Legally, it is not that simple. If you have not named guardians in a legally binding way, a judge who has never met your family decides who raises your children.
What you own should reach them safely
A will alone sends your estate through probate, a public and slow court process. A trust — a legal arrangement that holds your assets — skips that, keeps your affairs private, and passes on what you own at the ages and in the way you choose.
A real plan covers more than who gets what
It also names who makes your medical decisions and who pays the bills if you are ever unable to. You choose those people in advance — not a court, and not chance.
For business owners
What happens to your business if something happens to you?
Most owners have a plan for growing the business. Very few have a plan for the day they can't be there to run it. That gap is what we close.
Your business is likely your family's largest asset
And it is the asset a basic will handles worst. A will says who gets what. It says nothing about who signs payroll, renews the lease, or keeps your customers while the court sorts things out.
Probate is public and slow
Probate is the court process that settles an estate. It is a public record, and it takes time. A trust is designed to keep the business private and running.
Incapacity is the risk owners miss
If an illness or accident takes you out of the business for six months, someone needs legal authority to act. A plan names that person in advance. You choose them — not a court.
How it works
The Life & Legacy Planning Session
Planning starts with a conversation, not paperwork. Here is the path from first call to a finished plan.
Book a free 15-minute call
A short phone call to answer your questions and decide together whether a planning session makes sense for you. You can book it online in about two minutes.
Prepare for your session
We send you a short worksheet about what you own and who matters to you. Gathering and reviewing that information takes a little time, so your session is usually scheduled two to three weeks out — and it means we start from your real picture, not a generic one.
The Life & Legacy Planning Session
A working meeting where we look at what would actually happen to your children, your money, and your business under your current plan — or with no plan. Then we design what you want to happen instead.
You decide
You'll know the exact, flat fee of your plan before you commit to anything, and you choose the level of planning that fits. If what you already have is enough, we'll tell you that too.
Who you'll work with
Meet Luiza Ursulescu
Luiza Ursulescu is a Sacramento attorney whose practice does one thing: planning for families with young children and for business owners. She trained at Lincoln Law School here in Sacramento and is licensed by the State Bar of California.
Rather than improvise her own process, Luiza built her practice on the Life & Legacy Planning method — developed by estate planning attorneys and used by firms across the country. Every client gets a tested process, not a first draft.
Her promise is simple: every legal term explained the moment it comes up, every option laid out with its real trade-offs, and every decision left where it belongs — with you.
Common questions
Plain answers first
What is a Kids Protection Plan?
A set of legal documents that makes sure your children are never left without someone you chose. It names short-term guardians who can step in immediately, long-term guardians who would raise your kids, and instructions for the people you name — so a judge never has to guess what you would have wanted.
What is a trust?
A trust does the same job as a will: it says who gets what and who is in charge. The difference is what happens next. A will has to go through probate, a public court process, before anyone can act. A trust skips that. Your family — or your business — can carry on without waiting for a judge.
Do I need more than a will?
Sometimes no — and if a will is enough for your situation, we will say so. But a will alone does not avoid probate, it does not name guardians for the moment they're needed, and it does nothing if you are incapacitated rather than gone. For most California homeowners and nearly all parents and business owners, the honest answer is that a will is a floor, not a plan.
What happens to my LLC if I die or become incapacitated?
It depends on your operating agreement and your estate plan — and for most owners, those two documents have never been read side by side. Without a plan, your family may need a court order just to access accounts or make decisions. With one, the person you chose steps in with clear authority. That is exactly what we map out at your session.
What does it cost?
You will know the exact cost of your plan at your session, before you decide anything. Everything is billed flat fee, agreed to in advance — no hourly surprises. You choose your plan and its fee upfront.
Get started
Start with a free 15-minute call
A short, no-pressure call to answer your questions and see whether planning together makes sense. Bring your questions — you will leave with plain answers.
Ursulescu Law PCA virtual practice serving families across California
Meetings by phone or video
Mailing address: 1401 21st Street, STE R, Sacramento, CA 95811